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| HFH/MJ is a Christian organization and welcomes volunteers from all faiths who are committed to Habitat's goal of eliminating poverty housing. |
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Homeownership »
Qualifications
Applicant families must:
Live in sub-standard housing- In order to partner with Habitat for Humanity/Metro Jackson a family must presently live in housing that is in adequate in some way:
• Present housing is dilapidated or in bad repair
• Your home is too small for your family and has become overcrowded
• Your cost of housing is a disproportionate amount of your monthly income
Have the ability to pay- Habitat for Humanity/Metro Jackson Homeowners buy their houses so they must be able to make a no-interest mortgage payment every month. Qualifications include:
Monthly Income Between*
Number in Family
1 $1117- $2352
2 $1117- $2688
3 $1258-$3024
4 $1396-$3354
5 $1508-$3624
6 $1621-$3894
7 $1733-$4164
8 $1846-$4428
• You have a history of paying bills and have good references
• Be working (same job) for at least one year
• Complete a background check
• Be able to make a $500 down payment
• Monthly mortgage payments, including principle, taxes & insurance and maintenance escrow: $300-$400
• Debt must not be excessive
• No liens, judgments, active garnishments.
Have willingness to partner- Habitat Homeowners enter into a partnership with Habitat for Humanity/Metro Jackson. Family partnership requirements include:
• Sweat equity (labor on the work site) of 250 hours
• Agreement to attend homeowner preparation workshops:
• Homeowner Orientation Meeting
• Homebuyer’s Education Class
• Post Homebuyer’s Education Classes
• Homeowner’s Association Meetings
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2013 Applicant Information Meetings
• May 8-5:30, Jackson Medical Mall
• May 15- noon, Habitat Office @615 Stonewall Street
• May 25-10am , Habitat Office @615 Stonewall Street
• July 10-5:30, Jackson Medical Mall
• July 17- noon, Habitat Office @615 Stonewall Street
• July 20-10am, Habitat Office @615 Stonewall Street
• August 14-5:30,Jackson Medical Mall
• August 21- noon, Habitat Office @615 Stonewall Street
• August 24-10am, Habitat Office @615 Stonewall Street
• Sept. 5- noon, Habitat Office @615 Stonewall Street
• Sept. 11-5:30, Jackson Medical Mall
• Sept. 28 -10am, Habitat Office @615 Stonewall Street
• Oct. 9-5:30, Jackson Medical Mall
• Oct. 16- noon, Habitat Office @615 Stonewall Street
• Oct. 26-10am, Habitat Office @615 Stonewall Street
• Nov. 7- noon, Habitat Office @615 Stonewall Street
• November 13-5:30, Jackson Medical Mall
• Nov. 23-10am,Habitat Office @615 Stonewall Street
• Dec. 4- noon, Habitat Office @615 Stonewall Street
• December 11-5:30, Jackson Medical Mall
• Dec. 21 –10am, Habitat Office @615 Stonewall Street |